Founded by Dr Thomson Mpinganjira, FDH Bank is a leading provider of innovative banking solutions throughout Malawi and South Africa. This article looks at the organisation’s history, and the variety of first-class financial products FDH Bank provides.
FDH Bank’s Mission
The Bank’s mission is to provide value to all of its stakeholders through superior returns and sustainable growth, implementing sound business values to supply secure and efficient banking solutions, while maintaining FDH Bank’s reputation as an employer of choice. View the attached video to learn more about FDH Bank’s core values.
FDH Bank provides a variety of innovative financial solutions to meet the needs of private and corporate clients.
FDH Business Current Account
The Bank developed its Business Current Account to meet the everyday banking needs of growing businesses. The Business Current Account provides premium services for established businesses, traders, and SMEs, facilitating funds withdrawals, direct debits, funds transfers and cheque writing.
FDH Bank’s online banking services, combined with its wide network of branches and smart payment options, mean that cheque, cash, and salary transactions can be undertaken with ease, facilitating unlimited transactions each day, freeing up the time of business owners so that they can concentrate on what is really important: managing their business.
FDH Bank Business Current Accounts confer a variety of benefits, including:
- E-statements, enabling business owners to track their income and expenses
- Access to loan and overdraft facilities
- A cheque book, negating the need to carry cash and promoting improved management of finances
- Email and SMS alerts to keep clients updated on account activity
- Access to One Click, enabling customers to make multiple payments
- FDH Mobile, enabling clients to view account balances online, as well as transfer money, pay utility bills, view mini-statements, and perform a variety of other banking functions
- FDH E-Money, facilitating the purchase of E-value via mobile
To find out what documentation is required to apply for an FDH Bank Business Current Account, view the attached infographic.
FDH Mobile InstaLoan
FDH Mobile provides improved account accessibility, enabling Bank customers to carry out a variety of banking transactions while on the go. To access FDH Mobile, customers simply download the app from Google Play or the Apple App Store, or dial *525#.
FDH Mobile provides a variety of fast, secure online banking services, including 24/7 account access; bill-paying facilities; the ability to purchase E-value and carry out online fund transfers to other accounts and phone numbers; and cards withdrawal facilities.
FDH Mobile Loan is a mobile credit facility available to employees who receive their salaries through an FDH Bank account. As a valued FDH Bank customer, clients are eligible for unsecured loan facilities which can be accessed through the FDH Mobile platform.
FDH Mobile InstaLoans offer flexible, convenient, affordable lending facilities. Customers may use the secure Mobile service to draw part of their available loan limit several times each month until the limit is exhausted. Once approval is granted, they can access the loan immediately via the FDH Mobile app, eliminating the need to visit the banking hall in person. The facility is provided in return for a simple commission levy, which is collected upfront, enabling borrowers to keep track of their money.
FDH Personal Current Accounts
FDH Bank’s Personal Current Account confers a variety of benefits, enabling customers to make withdrawals, write cheques, set up direct debits and transfer funds. Personal customers can make unlimited transactions each day, making the Personal Current Account an ideal option for professionals, traders, and farmers. The Bank’s wide branch network enables fast, easy deposits of cash, cheques, and salaries.
FDH Bank provides a comprehensive range of personal and corporate investment products. To find out more about its range of Personal Savings Accounts, visit the attached PDF.